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204 Towne Street, Morrison, IL 61270.
This exceptionally well-maintained 2-bedroom, 2-bath home with a versatile basement room offers an impressive combination of recent updates, comfortable living space, and an over-sized 2-car garage that is sure to impress! The home itself has been thoughtfully updated and lovingly maintained. Fresh interior paint, flooring, and kitchen appliances-all less than two years old-give this home a beautifully refreshed, move-in-ready feel. Numerous major improvements have also been completed within the past two years, including a new water heater, furnace, central air conditioning and condenser, water softener system, and roof on both the home and garage. The bedrooms feature generously sized closets, providing excellent everyday storage. The basement adds even more flexibility with an additional room that could serve as a 3rd bedroom, family room, home office, hobby room, or guest space, along with a dedicated laundry room, the second full bathroom, and abundant basement storage space. The garage is truly a standout feature and is perfect for the car enthusiast, hobbyist, mechanic, or anyone who needs exceptional workspace and storage. It is heated and air-conditioned and features running water, a floor drain, plumbing for an air compressor, and an easy-access attic for additional storage. This is more than just a garage-it is a functional workspace ready for whatever you have in mind. With so many of the major updates already completed, this home offers the opportunity to move in and enjoy without the worry of a long list of immediate projects. Well-maintained, extensively updated, and featuring an exceptional garage-this is one you won't want to miss!
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204 Towne Street, Morrison, IL 61270.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $160,000 | $160,000 | $160,000 |
| Down Payment | $32,000 | $5,600 | $40,000 |
| Monthly Mortgage Amount | $873 | $1,058 | $1,054 |
| Taxes | $223 | $223 | $223 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $70 | $0 |
| Monthly Estimated Total | $1,196 | $1,451 | $1,377 |
Morrison, IL serves as the charming county seat of Whiteside County and offers a warm, small-town lifestyle rooted in Midwestern character and community pride. Known for its historic downtown, tree-lined neighborhoods, and welcoming atmosphere, Morrison blends traditional values with the convenience of modern living. Residents appreciate the slower pace, local parks, and community events that bring neighbors together throughout the year. Its location near larger regional hubs provides easy access to additional shopping, dining, and employment options while allowing Morrison to maintain its quiet, close-knit feel.
The real estate market in Morrison reflects the community’s comfortable and approachable lifestyle. Homebuyers will find a wide selection of well-maintained single-family homes, ranging from classic early-20th-century houses full of character to mid-century residences with spacious yards. Many properties offer generous lot sizes, mature landscaping, and peaceful residential streets ideal for families or anyone seeking a calmer setting. Newer builds and updated homes are also available for buyers who prefer modern layouts and finishes.
For those looking for more land, the surrounding rural areas provide opportunities for farmhouses, acreages, and country living just minutes from town amenities. Morrison’s affordability compared to major metropolitan areas makes it especially attractive to first-time buyers, retirees, and anyone seeking strong value without compromising on quality of life.
With its welcoming community, steady housing market, and blend of historic charm and modern comfort, Morrison offers an appealing environment for a range of lifestyles. It stands out as a stable and inviting place to put down roots in northwestern Illinois.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Morrison, IL. You can also contact us—we are here to help!
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